Michael O. Hays, Bankruptcy Attorney

Michael O. Hays

Attorney at Law &
Bankruptcy Specialist

Free Consultations

Affordable & Effective Legal Debt Relief

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  • External link opens in new tab or window530-892-8916
  • External link opens in new tab or windownorcalbankruptcy@gmail.com
  • External link opens in new tab or window676 E 1st Ave Ste 5, Chico, CA 95926

Bankruptcy Questionnaire.pdf

 

  Chapter 7 Bankruptcy   &  Chapter 13 Bankruptcy

Stop creditor harassment and get relief from your debts


Stop Foreclosures

End  Wage Garnishments

End Law Suits and Bank Levies

Credit Cards   Medical Bills

Payday Loans   Repossessions

     Some tax debts may be eligible for Discharge


Call today for a Free Consultation to see if

Bankruptcy is the answer to your financial situation.


With over 30 Years Experience -Michael Hays is

Northern California's most trusted and experienced bankruptcy attorney.


Flat Rate Fees and Affordable Payment Plans Available


Affordable 

 By the time you need a bankruptcy, you've already paid enough.  I pride myself on affordability.


It's a flat rate, all inclusive fee. There will never be any surprise billing or hourly charges. I have flexible, low-cost payment plans and will see if you qualify for any fee waivers before filing.


Other attorneys nickel and dime you for countless extra costs -  you will always know the exact cost for the services provided here from the get-go.

Effective

I specialize exclusively in bankruptcy law and have helped thousands of clients across the

North State find relief from overwhelming debt.


I don't work for creditors or

dabble in bankruptcy -- I work for my clients.


When you are dealing with your financial situation, stick with someone local. You'll have questions and will want them answered ASAP. I'm here five days a week and weekends by phone. Don't wait for some out -of- towner to finally return your call - stop by and have your questions answered in person.


I can help you get a fresh financial start.


Compassionate

Helping you through a difficult decision is part of my job and I  will have your back through the entire process. My staff and I are always here for questions or concerns and are glad to assist you in all aspects of the bankruptcy process. We will make this as simple a process as possible and will streamline the paperwork.


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  • External link opens in new tab or window530-892-8916
  • External link opens in new tab or windownorcalbankruptcy@gmail.com
  • External link opens in new tab or window676 E 1st Ave Ste 5, 95926, Chico, CA, US
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