http://www.mhayslaw.com Thu, 07 Jan 2010 23:04:53 +0000 http://backend.userland.com/rss092 en This is a article taken from the book How to File Chapter Seven Bankruptcy, by Nolo Press, which explains why filing bankruptcy is a logical course to take in an adverse socio-economic time. Read this and put your mind at ease. And for those of you wondering how the bankers and mortgage ... http://www.mhayslaw.com/2010/01/07/why-you-shouldnt-feel-guilty/ The Fair Debt Collection Practices Act established specific guidelines for Creditors to follow in their pursuit of gathering a debt.  The rules and procedures are extensive (read the entire Fair Debt Collection Act here, if you like) but most of our clients' questions are answered in this handy fact sheet that explains ... http://www.mhayslaw.com/2008/12/09/fair-debt-collection-you-creditors-harassing-phone-calls/ Please complete the document bankruptcy-questionnaire to the best of your ability and bring it with you to your initial consultation.  Carefully read the first three pages of the questionnaire that explain what forms you will need to bring to your meeting as well as the policies and practices of filing for bankruptcy ... http://www.mhayslaw.com/2008/09/16/bankruptcy-questionnaire/ What does bankruptcy entail? What is the process for filing bankruptcy? Bankruptcy is the legal discharge of your debts. In a bankruptcy proceeding, your attorney prepares legal documents (the court refers to these papers as Schedules) that list all of your debts, assets, income, and expenses.   The court then assesses your ... http://www.mhayslaw.com/2008/09/09/frequently-asked-questions-about-bankruptcy/ This is an interesting collection of articles that address many of the issues and concerns of our clients.  Feel free to browse this collection and learn more about other people in situations similar to yourself and how large scale economic decisions affect your quality of life.   A great article from the ... http://www.mhayslaw.com/2008/07/30/articles-about-bankruptcy-debt-mortgages-and-the-economy/ From Chico Take CA-99 North toward Redding / Red Bluff.  Continue for 38 miles. Merge onto I-5 North; Proceed for 28 miles. Take the Cypress Avenue Exit, EXIT 677, towards Redding.| Turn Left onto East Cypress Avenue Turn Left onto Bechelli Lane; Courthouse is at 2986 Bechelli, at the corner of Hartnell.   Make sure to arrive at ... http://www.mhayslaw.com/2008/07/29/directions-to-the-redding-courthouse/